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Choosing the home that will give you the highest return


Now there are other factors besides money that determines what kind of house you purchase, but for the purpose of this article, I can only assume money is the only factor, atleast the only measureable factor.
 
1. Used vs New
Simply put, prebuilt homes has been the better investment. They go up in value faster and there are fewer repair issues. There are pitfalls to purchasing a prebuilt home, but will discuss these pitfalls in a future article.

There are two reason that could justify buying a used home.

One reason is you may choose to purchase a used home is that you need the property immediately. Perhaps you are renting and so it is better to use your money to pay off a mortgage than to rent.

Another reason maybe because you know how to fix up houses. Buying houses in a high demand location that no body wants to live in bring in high returns.

2. Property Type - Detach vs freehold vs Condo
Detach is the best choice. Detach houses go up in value faster because people prefer to live with getting disruptions from their neighbours. Detach houses, however, is not good for renting.

If you want to rent out, probably the best choice is a freehold townhouse. You won't have to worry about the condo maintaince fee and freeholds are the cheapest to maintain than detach houses.

However, there has been many people who made millions buying prebuilt condos. Condos are good choice if you intend to sell them quickly ot rent it out. They are a poor choice if you want to keep it for a long time. The condo maintaince fee simply eat out the value of the property.

3. Other Factors - Location, Purchasing Price, Property details
Location wise speaking, the best location is Toronto area where the subways are such as Young St. You wil notice terribly run down homes selling at high prices just because they are on Young St.

In terms of purchase price, you are best off purchasing the median price which is around $300 000 depending on your city. The higher the value, the fewer the buyers can afford. Thus, reducing the demand of your house. Similarly, the lower the value of your house, the less likely people are going to want it.

In terms of property details, people look for the bathroom and kitchen. Make sure those rooms are well done and your house will sell for higher!

If you have any questions or concerns about these articles or you would like to comment on them, please post them.

Sep. 9, 2011

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